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Kotak Mahindra Bank, Amazon Pay launch co-branded credit card for small business owners
Sep-10-2026

Kotak Mahindra Bank and Amazon Pay have launched Amazon Pay Kotak Business Credit Card for sole proprietors and small business owners. It will be available to registered users of Amazon Business--the digital procurement platform serving millions of Indian businesses. The card will offer cashback rewards and an extended interest-free credit period, helping entrepreneurs manage business purchases more efficiently while preserving working capital.

The card offers 5% cashback on eligible Amazon Business purchases and flight and hotel bookings for Prime members and 3% cashback for non-Prime members (capped at 5% of the monthly credit limit). It also offers 2% cashback on eligible bills and recharges through Amazon Pay and 1% on other spends. The card comes with up to 48 days’ interest-free credit period and three-month No Cost EMIs on eligible purchases. The card has no joining fee. Its annual fee is Rs 499 plus taxes, which can be waived against eligible annual off-Amazon spending of Rs 3 lakh. The card will also include offers related to AWS credits for AI services, cloud computing & data storage. 

Kotak Mahindra Bank offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of personal finance, investment banking, life insurance, and wealth management.


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