HOME > MARKETS > COMPANY NEWS
  COMPANY NEWS
COMPANY
Paisalo Digital enters MoU with LoanKhata for proposed co-lending partnership
Aug-19-2026

Paisalo Digital has entered a Memorandum of Understanding (MoU) with LoanKhata for a proposed co-lending partnership. Under this MoU, the company and LoanKhata intend to establish a co-lending facility aggregating up to Rs 1,000 crore. The proposed participation structure envisages the company’s funding 80% and LoanKhata funding 20% of each eligible loan. The facility will focus on Micro-enterprises and MSMEs.

The company is advancing on its three-year strategic roadmap aimed at doubling AUM, total income and PAT, while preserving best-in-class asset quality. The partnership marks another step in the company’s acceleration phase, as the company scales its loan book, expands distribution and strengthens its technology-led lending model.

The partnership brings together two complementary distribution engines. The company has rapidly scaled its own network from 1,052 touchpoints in FY23 to 5,995 touchpoints as per Q1 FY27, comprising 424 branches, 3,997 distribution points and 1,574 business correspondents across 23 states. LoanKhata adds a large last-mile ecosystem of 1,00,000+ retailers with CSP registration and access to a customer base of over 90 million. Together, this combined reach is expected to strengthen sourcing, onboarding and customer engagement across underserved, semi-urban and rural markets.

Paisalo Digital is a Middle Layer, as per RBI scale-based Regulation, Systemically Important Non-Deposit Taking Non-Banking Financial Company engaged in providing loans.

  RELATED NEWS >>