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Capital Small Finance Bank reports 19% rise in total deposits during Q3FY26
Jan-05-2026

Capital Small Finance Bank’s total deposits stood at Rs 9,931 crore (provisional) as of December 31, 2025 (Q3FY26), posting a 18.5% rise in year-on-year (YoY) terms against Rs 8,384 crore as of December 31, 2024. Gross Advances grew 19.8% to Rs 8,164 crore (provisional) as of December 31, 2025, as compared to Rs 6,816 crore as of December 31, 2024.

The Disbursements during the quarter increased to Rs 919 crore, as compared to Rs 737 crore in Q3FY25 reflecting a growth of 24.7%. The loan book remains well-diversified, with 98.7% being secured, in line with the Bank’s retail-centric lending approach. The CASA ratio improved and stood at healthy levels of 35.9% as of December 31, 2025, against 33.9% as of September 30, 2025. This reflects the Bank’s sustained focus on building a stable and cost-efficient deposit franchise.

Capital Small Finance Bank focus on providing all banking product and services to the customers with emphasis on rural and semi-urban areas which allows it to penetrate deeper into the markets it caters. 


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