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                        IMPORTANT DISCLAIMER ("Disclaimer") 
                        Please read this important disclaimer before proceeding with accessing the contents
                        of this website 
                        This website ("Website") is operated by Citrus Interactive Private Limited ("Operators").
                     
                        Definitions
                     
                        1. The term "Registered User or Registered Users" means and includes all registered
                        users of the Website who have paid due consideration for the use of the Website
                        and its services and have entered into a registered user agreement with the Operators
                        of the Website.
                        2. The term "Viewer or Viewers" means and includes all those persons who gain access
                        to the Website and includes all Registered Users (as defined hereinabove).
 
                        Disclaimer and Exclusion of Liability 
                        The information contained and provided on this Website is of a general nature and
                        it is not the intention of the Operators of the Website to provide any professional
                        advice, solicitation or offer to sell, recommend or purchase securities and/or funds
                        to the Registered Users and/or Viewers of the Website. All information, statements,
                        opinions, statistics, products, services and materials contained, provided and posted
                        on the Website are contained, provided and posted on an "as is" basis. The Registered
                        Users and/or Viewers must exercise due caution and must verify any and all information
                        sought to be relied upon and/or seek independent professional advice before the
                        Registered Users or Viewers enters into any commercial or business relationship
                        or transaction with any person or entity, and /or any other party or makes any investment
                        or enters into any financial obligation based solely on any information, statement
                        or opinion which is contained, provided, posted or expressed on the Website. The
                        Registered Users and/or Viewers of the Website expressly understand and agree that
                        it is their sole responsibility to authenticate, verify and evaluate or take professional
                        advice on the accuracy and completeness of all information, statements, opinions
                        and other materials contained, provided, posted or expressed on this Website or
                        any website with which it is linked.
                     
                        The Website contains information, statements, opinions, statistics, products, services
                        and materials that have been obtained from sources believed to be reliable and an
                        effort has been made to provide accurate information, however the Operators of this
                        Website make no guarantees whatsoever regarding the timeliness, completeness, accuracy,
                        adequacy, fullness, functionality or reliability of the information, statements,
                        opinions, products, services and materials contained, provided and posted on any
                        section of the Website or of the results obtained from the use of such information,
                        statements, opinions, products, services and materials and make no warranties of
                        any kind and nature whatsoever either express or implied, including but not limited
                        to warranties regarding the accuracy, performance, merchantability and/or fitness
                        for a particular purpose of the information, statements, opinions, products, services
                        and materials contained, provided and posted on the Website or of the results obtained
                        from the use of such information, statements, opinions, products, services and materials.
                     
                        The Registered Users and Viewers of the Website understand and agree that any action
                        taken or decision made by them based on the information, statements and/or opinions
                        contained, provided, posted, made or expressed on the Website will be taken or made
                        by them at their own risk without any recourse whatsoever to the Operators of the
                        Website. The information, statements, opinions and materials contained on the Website
                        are for private use only and not intended for use in any commercial activity or
                        purpose.
                     
                        THE Registered Users AND Viewers OF THIS WEBSITE UNDERSTAND AND AGREE THAT THE OPERATORS
                        OF THIS WEBSITE ASSUME NO LIABILITY WHATSOEVER REGARDING THE TIMELINESS, COMPLETENESS,
                        ACCURACY, ADEQUACY, FULLNESS, FUNCTIONALITY AND RELIABILITY OF THE INFORMATION,
                        STATEMENTS, OPINIONS, STATISTICS, PRODUCTS, SERVICES AND MATERIALS CONTAINED, PROVIDED,
                        POSTED OR EXPRESSED ON THE WEBSITE AND WILL NOT BE LIABLE FOR ANY DAMAGES, WHETHER
                        DIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL INCURRED BY ANY Registered User AND/OR
                        Viewer OF THIS WEBSITE ON ACCOUNT OF THE USE OF THE INFORMATION, STATEMENTS, OPINIONS,
                        STATISTICS, PRODUCTS, SERVICES AND MATERIALS CONTAINED, PROVIDED, POSTED OR EXPRESSED
                        IN THE WEBSITE, WHETHER OR NOT THE OPERATORS OF THE WEBSITE KNEW OR SHOULD HAVE
                        KNOWN THAT SUCH DAMAGES MIGHT BE INCURRED, INCLUDING BUT NOT LIMITED TO LOSS OF
                        INCOME OR PROFITS OR MARKET VALUE LOSS ON THE SALE OR PURCHASE OF SECURITIES AND/OR
                        FUNDS.
                     
                        The Operators do not certify and/or endorse any opinions contained, provided, posted
                        or expressed on the Website and neither do the Operators certify and/or endorse
                        any products and/or services sold by any party on the Website or otherwise and makes
                        no representation or warranty, express or implied, of any kind whatsoever with respect
                        to the same, including but not limited to, warranties of fitness, merchantability
                        or fitness of such links for any particular purpose with respect to the same.
                     
                        Data Protection 
                     
                        The Registered Users and Viewers of the Website understand and agree that though
                        all reasonable care is taken by the Operators of the Website to secure and keep
                        confidential all data and information provided by the Registered Users and Viewers
                        on the Website or to the Website or through the Website, however the Operators shall
                        not be liable and shall not be held responsible for unauthorized and illegal access
                        to such data and information by third parties through illegal and unlawful activities
                        such as hacking. The Registered Users and Viewers expressly waive their right to
                        make claims and demands of any kind and nature whatsoever, against the Operators
                        on account of any losses or damages whether direct, incidental, special, or consequential
                        incurred or suffered by any Registered User or Viewer of the Website on account
                        of such unauthorized access to such data and information, whether or not the Operators
                        of the Website knew or should have known that such damages might be incurred or
                        suffered, including but not limited to loss of income or profits or market value
                        loss on the sale or purchase of funds and/or securities.
                     
                        Hyperlink Disclaimer and Exclusion of Liability 
                     
                        This Website may contain links to other websites operated by parties other than
                        the Operators. The Registered Users and Viewers of the Website understand that such
                        other websites and their contents are neither checked nor monitored by the Operators
                        for accuracy, adequacy, completeness, functionality, timeliness or conformance with
                        applicable laws and regulations and are not liable or responsible in any manner
                        whatsoever for the accuracy, adequacy, completeness, functionality, timeliness and/or
                        the functionality of the information, statements, materials, opinions, products
                        and services contained, provided and posted on such websites or any link contained
                        in a linked website or their conformance with the applicable laws and regulations
                        and make no warranties, of any kind and nature whatsoever, including but not limited
                        to warranties regarding the performance, merchantability and/or fitness for a particular
                        purpose. The Registered Users and Viewers of the Website understand and agree that
                        the operating procedures and the terms of use of such websites shall become applicable
                        to them on their gaining access to such other sites. The Operators are also not
                        responsible without limitation for the any changes or updates to such websites and
                        inclusion of such links on the Website does not imply any degree of endorsement
                        by the Operators regarding the quality and/or accuracy of information provided or
                        the nature of content of such linked websites.
                     
                        Alteration and Modification 
                     
                        The Operators reserve the unqualified and unlimited right to amend, modify, alter,
                        edit, delete, suspend or discontinue, temporarily or permanently the Website or
                        any portion thereof and/or the information, statistics, services, products and/or
                        materials contained and provided on the Website or any part thereof, with or without
                        prior notice. The Registered Users and Viewers understand and agree that the Operators
                        shall not be liable in any manner whatsoever to them or to any third party for any
                        such amendment, modification, alteration, editing, deletion, suspension or discontinuance
                        of the Website.
                     
                        The Registered Users and Viewers understand and agree that the Operators have an
                        unqualified and unlimited right to amend, modify, alter, edit and/or delete the
                        Terms of Use and Disclaimer contained herein with or without prior notice to the
                        Registered Users and Viewers and the Registered Users and Viewers shall not be entitled
                        to make any claims of any kind and nature whatsoever against the Operators on account
                        of losses or damages of any kind and nature, incurred or suffered by the Registered
                        Users and Viewers on account of such change, modification or alteration thereof.
                        The amended Terms of Use and Disclaimer shall be posted by the Operators on the
                        Website for the convenience of the Registered Users and Viewers and the Registered
                        Users and Viewers shall be responsible for reviewing the Terms of Use and Disclaimer
                        each time they gain access to the Website to ensure that they have reviewed and
                        understood the then current and applicable Terms of Use and Disclaimer as may be
                        posted on the Website from time to time. The Registered Users and Viewers understand
                        and agree that in case the Registered Users and Viewers chose to gain access to
                        the Website, they shall be deemed to have read and understood the then current and
                        applicable Terms of Use and Disclaimer for all purposes thereof, irrespective of
                        whether they have actually read and understood the Terms of Use and Disclaimer or
                        not.
                     
                        Trademark and Copyright Protection 
                     
                        The Registered Users and Viewers of the Website understand and agree and are put
                        to notice that unless otherwise indicated, the Website and its text, content, layout,
                        design, graphics, compilation and other matters related to this Website are protected
                        under applicable copyrights, trademarks and other proprietary (including, but not
                        limited to intellectual property) rights and are the property of the Operators or
                        the material is included on the Website with the permission of the owner of such
                        rights and is protected pursuant to copyright and trademark laws. ALL RIGHTS RESERVED
                     
                        The Registered Users and Viewers are prohibited from reproducing, transmitting,
                        disseminating, copying, downloading, modifying, displaying, selling, publishing,
                        broadcasting, or circulating the information and materials contained in the Website
                        in any form or by any means, including but not limited to, electronic, mechanical,
                        photocopying, recording, or otherwise without the express prior written consent
                        of the Operators.
                     
                        Jurisdiction and Applicable Laws 
                     
                        The Registered Users and Viewers understand and agree that the courts of New Delhi,
                        India shall have the exclusive jurisdiction to resolve any controversy or claim
                        of whatever nature arising out of or relating to use of the Website or the information,
                        statements, opinions, products, services and materials contained, provided, posted
                        or expressed in the Website and the laws of India shall govern such dispute or claim.
                        However, the Operators retain the right to bring legal proceedings in any jurisdiction
                        where they believe that infringement of the Terms of Use and/or the Disclaimer is
                        taking place or originating.
                     
                        Waiver 
                     
                        The failure of the Operators to enforce any provision of these Terms of Use and
                        Disclaimer shall not be deemed a waiver of such provision nor of the right to enforce
                        such provision.
                     
                        No Privity of Contract 
                     
                        The Registered Users and Viewers expressly agree and understand that nothing contained
                        in the Website or the Terms of Use or the Disclaimer contained herein shall be deemed
                        or may be construed to create a privity of contract between the Registered Users
                        or the Viewers and the Operators.
                     
                        Entire Understanding 
                     
                        These Terms of Use and Disclaimer contain the entire understanding between the Registered
                        Users and Viewers of the Website and the Operators with respect to this Website
                        and supersedes all prior understandings (written or verbal), representations and
                        negotiations and shall not be modified or affected by any course of dealing or course
                        of performance. In case any term of the Terms of Use and/or Disclaimer is declared
                        invalid or unenforceable for any reason whatsoever, by a court of competent jurisdiction,
                        such term shall, insofar as it is severable from the remaining terms, be deemed
                        omitted from the Terms of Use and Disclaimer and shall in no way affect the legality,
                        validity or enforceability of the remaining terms.
                     
                        All rights not expressly granted herein are reserved. 
                     
                        I have carefully read the terms and conditions mentioned in the Disclaimer above
                        and hereby agree to be bound by the terms and conditions outlined therein. I fully
                        understand that by using this website I shall convey my acceptance to be bound by
                        the terms and conditions contained in this disclaimer. I am also aware that in case
                        I am not willing to be bound by the above mentioned terms and conditions I should
                        not be using this website.
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